Boost profitable growth with next-level banking optimization

Boost profitable growth

with next-level

banking optimization

Set your data free with proven solutions and supercharge value-creation from large-scale decision optimization, higher profitability and growth, more effective use of resources and mitigated potential loss

Top 3 business
value-drivers

1
Higher profitability

The AQBanking solution suite helps optimize 70-90% of the entire revenue streams in banks and our customers typically experience an increase in profitability of 6-18% of the entire interest rate income from the core banking business. The benefits arrive from large-scale decision optimization, algorithmic pricing that assures return requirements and better utilization of business potentials.

2
Loss reduction

The AQBanking solution suite helps significantly improve mitigation of potential credit and operational loss. On the credit front, the solution automatically assesses and price all bank customers daily, which allows our clients to act quickly when credit deterioration begin. Actual and potential operational risk losses are mitigated via improved risk culture, stronger incident capture and risk and control self-assessments.

3
Resource optimization

The AQBanking solution suite helps provide more efficient use of resources across many fronts in banking. Bank advisors are supported in assessing potential new customers very quickly, which saves many resources in the branch offices. Many credit and granting controls are automated, which saves resources in control functions. Also, our operational risk framework allows for performing professional risk management with few resources.

Top 5 business
value-drivers

1
Higher profitability

The AQBanking solution suite helps optimize 70-90% of the entire revenue streams in banks and our customers typically experience an increase in profitability of 6-18% of the entire interest rate income from the core banking business. The benefits arrive from large-scale decision optimization, algorithmic pricing that assures return requirements and better utilization of business potentials.

2
Loss reduction

The AQBanking solution suite helps significantly improve mitigation of potential credit and operational loss. On the credit front, the solution automatically assesses and price all bank customers daily, which allows our clients to act quickly when credit deterioration begin. Actual and potential operational risk losses are mitigated via improved risk culture, stronger incident capture and risk and control self-assessments.

3
Resource optimization

The AQBanking solution suite helps provide more efficient use of resources across many fronts in banking. Bank advisors are supported in assessing potential new customers very quickly, which saves many resources in the branch offices. Many credit and granting controls are automated, which saves resources in control functions. Also, our operational risk framework allows for performing professional risk management with few resources.

What our clients say

"The AQBanking solution suite creates great value through a stronger understanding of the relationship between pricing and risk, which strengthens the profitability of the bank"
Frank Mortensen
CFO
Arbejdernes Landsbank
"The AQBanking solution suite is a user-friendly and easily accessible solution that brings great value and understanding to individual advisors, departments and management on the relationship between pricing and capital charges."
Nikolai Krogh-Hansen
Head of Corporate Banking
Sparekassen Thy
"With the AQBanking solution suite, we now have a framework that allows us to get a quick and easy overview of earnings on different customer segments. This applies at individual and portfolio level."
Per Smith
Head of Business Development
Fynske Bank
"The AQBanking solution suite is an intuitive and user-friendly framework for the individual employee and contributes to an efficient everyday life for the bank's corporate advisors."
Frank Mortensen
CFO
Arbejdernes Landsbank
"AQRISK provides competent support on a daily basis and acts as a good sparring partner during both the implementation process and once the application has gone live."
Frank Mortensen
CFO
Arbejdernes Landsbank
"The AQBanking solution suite has already shifted the understanding of department managers and financial advisors, towards a holistic view of the profitability of a customer or customer group."
Nikolai Krogh-Hansen
Head of Corporate Banking
Sparekassen Thy
"The AQBanking solution suite has allowed us to ensure that profitability on clients are valued more consistently across the bank."
Per Smith
Head of Business Development
Fynske Bank
"We find that AQRISK has a strong focus on continuously developing and improving the application in collaboration with the banks. The development and implementation of concrete improvement proposals is very rapid."
Frank Mortensen
CFO
Arbejdernes Landsbank
"With the AQBanking solution suite, we can continuously monitor the profitability of our customers and more quickly identify customers who have been priced incorrectly."
Per Smith
Head of Business Development
Fynske Bank

Let our solutions help

Optimizing Core Banking

The AQBanking solution suite makes it easy to optimize the core banking business. The solution allows for much enhanced use of data, analytics, and modern technology. Bank advisors are supported in assessing and pricing clients optimally, while management and staff specialists can assure profitability targets are met.

OpRisk Excellence

Running professional operational risk management requires solving very diverse tasks. The AQBanking solution suite includes a unique operational risk framework that combines these tasks in an easy-to-use solution - making it possible to perform effective and high-quality operational risk management with few resources.

Specialist Analytics

Working with credit, risk, and capital analysis many complex analytical challenges arise. Part of the AQBanking solution suite is dedicated to support specialists in solving such analytical tasks/problems. It helps automate manual and ad-hoc tasks and perform them systematically and very fast - allowing for more efficient use of resources.